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His latest claim: in a series of posts on X in December 2025, Kiyosaki advised “how you can get richer as the world economy collapses (2).” He claimed that the Fed cutting interest rates “will lead to Hyper-Inflation… making life very expensive for the unprepared.”
He added, “My suggestion is the same… buy more real gold, silver, Bitcoin, and Ethereum.” This follows a post in November stating that the “BIGGEST CRASH IN HISTORY STARTING (3).”
The controversial speaker has made plenty of unfounded claims over the years, but that doesn’t mean some of them aren’t worth a second look.
History does indeed suggest that certain assets perform better in an inflationary environment. And whether or not Kiyosaki is right about the next big crash, the U.S. has been stubbornly above the generally accepted optimal 2% inflation threshold since 2021 (4). The Fed also cut interest rates whenever possible in 2025.
Here’s how you can inflation-proof your portfolio based on real data, not Kiyosaki’s unreliable crystal ball.
Kiyosaki has been a vocal proponent of silver and gold for decades.
In October 2023, Kiyosaki predicted: “Gold will soon break through $2,100 and then take off. You will wish you had bought gold below $2,000. Next stop gold $3,700 (5).”
In this case, Kiyosaki was proven more than correct. Gold hit a record-breaking high of over $4,500 per ounce in December, before correcting downwards into the $4,300 to $4,400 range (6).
Silver and gold have long been considered popular hedges against inflation. The reason is simple: Central banks can’t print precious metals in unlimited quantities like fiat money.
Kiyosaki revealed that he has been purchasing gold and silver mines since 1985, and now he “literally” owns “tons of gold and silver (7).”
Opening a gold IRA with the help of Goldco allows you to physically invest in gold and other precious metals while also providing the significant tax advantages of an IRA.
One of Kiyosaki’s most well-known adages is “Your house is not an asset (8).”
“What is the definition of the word? If it puts money in my pocket, it’s an asset. If my house is taking money from my pocket, it’s a liability,” he explained in an interview with personal finance YouTuber Finance With Sharan (9).
He points out that owning a home often includes extra expenses, such as mortgage payments, utilities, taxes and maintenance costs.
Rental properties, however, can be a different story.
When purchased and managed wisely, rental properties can generate regular cash flow.
While all investments carry some level of risk, Kiyosaki says cash-flowing properties are generally less subject to the daily ups and downs of the market compared to other types of investments.
Perhaps that’s why Kiyosaki disclosed he owns 15,000 houses in his interview with Finance With Sharan, and strictly for investment purposes.
The good news is you don’t need to be as wealthy as Kiyosaki to get started in real estate investing.
With fractional ownership, you can access rental property income without spending hundreds of thousands of dollars or more on a down payment.
Mogul is a real estate investment platform offering fractional ownership in blue-chip rental properties, which gives investors monthly rental income, real-time appreciation and tax benefits — without the need for a hefty down payment or 3 a.m. tenant calls.
Each property undergoes a vetting process, requiring a minimum 12% return even in downside scenarios. Across the board, the platform features an average annual IRR of 18.8%. Their cash-on-cash yields, meanwhile, average between 10 to 12% annually. Offerings often sell out in under three hours, with investments typically ranging between $15,000 and $40,000 per property.
Crowdfunding platforms can help you invest in slices of real estate, meaning your net worth isn’t as exposed as it would be if you bought a condo or house.
Backed by world-class investors like Jeff Bezos, Arrived makes it easy to fit these properties into your investment portfolio regardless of your income level. Their flexible investment amounts and simplified process can help accredited and non-accredited investors take advantage of this inflation-hedging asset class without any extra work.
Money Talk News (1); @theRealKiyosaki (2), (3), (5), (7); Federal Reserve Bank of St. Louis (4); APMEX (6); @RichDadOfficial (8); @FinancewithSharan (9)
This article provides information only and should not be construed as advice. It is provided without warranty of any kind.
