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Tag: IRA

I made a big mistake with my Roth IRA. Here’s how I fixed it.
Stock Market

I made a big mistake with my Roth IRA. Here’s how I fixed it.

Tips for investing in a Roth IRA if your earnings break the income cap, plus a bet on Polymarket that…

nileshsha@hotmail.comMarch 3, 2026
‘I won’t take out a loan’: I need K in house repairs. Do I take it from my Roth, 401(k) or IRA?
Stock Market

‘I won’t take out a loan’: I need $18K in house repairs. Do I take it from my Roth, 401(k) or IRA?

“I plan to be debt-free in less than two years.” www.marketwatch.com #wont #loan #18K #house #repairs #Roth #401k #IRA

nileshsha@hotmail.comFebruary 20, 2026
‘I love being debt-free’: I’m in my mid-50s and buying a house. Do I take out a 0K mortgage or use my Roth IRA?
Stock Market

‘I love being debt-free’: I’m in my mid-50s and buying a house. Do I take out a $400K mortgage or use my Roth IRA?

“I’ll fund $500,000 of that from the sale of my current house.” www.marketwatch.com #love #debtfree #mid50s #buying #house #400K #mortgage…

nileshsha@hotmail.comFebruary 6, 2026
‘I’m worried about cash flow’: I’m 71 with a .7 million IRA and 0K in stocks. Why can’t I relax?
Stock Market

‘I’m worried about cash flow’: I’m 71 with a $2.7 million IRA and $470K in stocks. Why can’t I relax?

“My home is paid for and has an estimated value of $700,000.” www.marketwatch.com #worried #cash #flow #million #IRA #470K #stocks…

nileshsha@hotmail.comJanuary 29, 2026
I’m 65 and inherited an IRA that I want to give away without paying taxes on it
Stock Market

I’m 65 and inherited an IRA that I want to give away without paying taxes on it

Money in tax-deferred accounts comes with strings that heirs often aren’t expecting www.marketwatch.com #inherited #IRA #give #paying #taxes

nileshsha@hotmail.comJanuary 28, 2026
I need to spend K on my roof. Do I take it from my Roth IRA, 401(k), IRA or money-market account?
Stock Market

I need to spend $15K on my roof. Do I take it from my Roth IRA, 401(k), IRA or money-market account?

“I’m 61 years old, single and still have a job.” www.marketwatch.com #spend #15K #roof #Roth #IRA #401k #IRA #moneymarket #account

nileshsha@hotmail.comJanuary 23, 2026
Are IRA contributions tax-deductible? Here are the rules.
Stock Market

Are IRA contributions tax-deductible? Here are the rules.

Contributing to an IRA can make your retirement years more comfortable, but it can also lower your tax bill for…

nileshsha@hotmail.comJanuary 22, 2026
What is a Roth IRA? How they work, contribution limits and who can open one
Stock Market

What is a Roth IRA? How they work, contribution limits and who can open one

With a Roth IRA, you contribute money without getting an up-front tax break (unlike a traditional IRA, which offers a…

nileshsha@hotmail.comJanuary 18, 2026
‘I’m at a crossroads’: I have K left on my mortgage at 3% interest. Do I dip into my 0K IRA to pay it off?
Stock Market

‘I’m at a crossroads’: I have $35K left on my mortgage at 3% interest. Do I dip into my $700K IRA to pay it off?

“Over the last year, my two retirement accounts averaged a 15% gain.” www.marketwatch.com #crossroads #35K #left #mortgage #interest #dip #700K…

nileshsha@hotmail.comJanuary 9, 2026
We’re 65 With .5 Million in an IRA and ,200 Monthly From Social Security. How Much Can We Spend?
Stock Market

We’re 65 With $1.5 Million in an IRA and $4,200 Monthly From Social Security. How Much Can We Spend?

Age 65 is a major transition for many individuals as they shift to thinking about retirement and begin to contemplate…

nileshsha@hotmail.comJanuary 6, 2026

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